How to Buy a House

LEND2USA is run by a licensed loan officer who publishes over 240 long-form videos per year on the mortgage and home buying process. The channel covers how mortgage lending actually works from the lender's side - what they look for in an application, how underwriting decisions get made, what can kill a loan after pre-approval, and how to prepare yourself to qualify for the best possible rate. With that volume of content, whatever question you have about the mortgage process, this channel has probably answered it.

Kyle Seagraves is an NMLS-licensed mortgage professional who built his channel around helping first-time buyers understand the mortgage process well enough to make confident decisions without relying entirely on their lender. His content covers how to read a loan estimate, how to compare lenders, how FHA and conventional loans differ, and how to approach the mortgage process strategically. With over 18 million views, his channel has helped more first-time buyers understand mortgages than almost any other free resource available.

Jeb Smith has closed over 500 homes in his 22-year real estate career and built his YouTube channel around the idea that the Educated HomeBuyer is the best buyer in any market. He covers the full home buying process from a seasoned agent's perspective - how to evaluate a property, how to make an offer that wins, how to navigate inspections and negotiations, and how to buy right so you do not end up regretting the transaction once you have the keys.

Jennifer Beeston is a licensed mortgage lender with nearly 20 years of experience and a YouTube channel focused on helping first-time buyers understand the mortgage process from the inside. Her channel covers how lenders actually evaluate your application, what to do and not do during the mortgage process, how to compare loan offers, and the common mistakes that cause buyers to pay more than they have to. With over 228,000 subscribers and consistent publishing, her catalog is one of the more complete free mortgage education resources available.

Loan With Jen covers the mortgage process for first-time homebuyers with a focus on down payment assistance programs, first-time buyer loan options, and how to navigate the mortgage process when you do not have a large down payment saved. Her channel is particularly useful for buyers who feel like homeownership is out of reach because of the down payment barrier - she covers the programs and loan types specifically designed to help people buy their first home without 20 percent down.

The Mortgage Patriot covers VA loans and mortgage education with a focus on serving veterans and military families who want to use their VA loan benefit to buy a home. His channel is one of the most complete free resources on VA loan qualification, how the VA appraisal process works, what the VA funding fee is and when it can be waived, and how to use the VA loan benefit strategically. If you are a veteran and want to understand every aspect of the VA home loan benefit before you talk to a lender, this channel will prepare you thoroughly.